Month 4 of year 2019 in the books.
Things are continuing in a positive direction. I chiseled away another 4% off of the total debt mountain in April. That brings the total up to 60.3% accomplished in roughly 15 months.
I'll add that I also increased my savings (HSA and 401k) by 20% in the same time frame.
Since my last update I opened up a Roth IRA account and started contributing 60% of a cost of living raise I received this spring.
While paying down debt is the ultimate goal, I haven't sacrificed saving to a certain level. With my 401k, I save enough to get the match from my employer. With the HSA, I plan on maxing out it's potential this year to lower my taxable income.
I can do this while still dedicating a good amount to the debt payoff goal, and it will help build momentum to eventually shift a lot of attention to building savings once the consumer debt is gone.
Progress graph:
Minimal fitness: 60.84 miles moved, 33.8 cycled, 5 strength sessions.
Another great month. Keeping my eye on the prize without fatiguing myself at the thought of the duration of time left.
Another great month. Keeping my eye on the prize without fatiguing myself at the thought of the duration of time left.
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