Sixty-Two Sixty-Two

Greetings on another Friday! Things are plugging along, I look forward to showing some charts next week after month end. I have had a few boosts in my "positive account" totals that have made a significant difference in my new worth chart. Seeing this really motivated me to map out a more detailed plan to tackle debt accounts. I created a flow chart of payment allocations to each of my accounts that will serve as added motivation to hit my budgets. Without factoring in windfall money (tax returns, etc). I validated that I can indeed have this journey end in epic celebration in 16 months. How good will that feel? Frugal fitness continues to go well. I ran 13.2 miles and walked 2.1 miles this week. I was able to get in two days of resistance training, and added more of a focus on stretching. My attention to calorie control needs the shock paddles, admittedly. However, I'm very pleased with how things are going. I hope everyone enjoys their weekend.

Fall has come and gone quickly here in Maine, and cold weather is starting to set in. The forecast has lows of 25-35 degrees at night. Which leads to something that may slightly slow my financial progress  for the next 7 months - heating oil! Our house is over 100 years old and which that charm and character comes some other lovely characteristics. Like drafty. Chilly. A doggish forced hot air heating system that contains too few ducts running to the second floor. When we moved in, the house had absolutely zero insulation in the attic or the walls. We burned through some oil that first year (we closed on the home in Dec 2014). We've since added insulation to the attic and attempted to add it to the walls, but we were told the siding was so rugged they would be unable to drill the holes needed to blow the insulation in. However, the added barrier in the attic and sealing the attic stairwell made a big difference. We also only keep our thermostat at 66. We're not breed

I can't believe I'm 10 months into this. I just ended another 30 day budget cycle. The past 30 days went as planned. I've enjoyed budgeting, and I'm maybe a little too addicted to spreadsheets, graphs, and future projections. My aggressive goal still holds - to be down to mortgage only debt in 17/18 months. I can definitely say that if things continue, Christmas 2020 will be one to remember ---- but, I won't deviate too far from enjoying the moment and taking this one step at a time. A lot can happen in 2 years. I've never shared actual numbers, but since I've stopped putting this out to Facebook, and I'm down to a handful of followers who have stuck with this - why not open up. I've gotten my non mortgage debt below $40k in the past 30 day cycle, a 10 month decrease of just over $16k. Certainly something to celebrate, but still a ways to go. It's now a part of my life, and something that won't waiver - I've realized that I enjoy a

I've signed up for two races - one 5k on Thanksgiving in Bar Harbor, and the Sugarloaf 15k in the spring (to serve as a primer for the half marathon to be completed next fall). I recently got a 9 mile run in on the treadmill, so feeling like I can start extending some runs. Weight is down to 210. Looking forward to winter training and trying to get my weight down to 195. Onward.