Sixty-Two Sixty-Two

Another month in the books, progress moving forward. The light at the end of the tunnel is getting brighter, and still enjoying the journey. Still knocking down the debt wall and building a little savings on the side. Here's a 2019 progress chart: Looking forward, the health savings account will take a hit as our oldest has her consultation with an orthodontist. When the red line gets wiped out (thinking around October), some of those funds will go towards maxing out my HSA contributions for the year to build that account back up. Looking at this - I want the red accounts gone by Oct, and the orange student loans will be gone by mid February next year at the latest. The light filaments will be burning bright at that point. I ran my 15k and it went well. I wanted to run at least 9 minute miles worst case scenario, thought I could run 8:45 miles, and came in at 8:41 miles. I'll be signing up for a half marathon in October...that will cap off my long distance runnin

Month 4 of year 2019 in the books. Things are continuing in a positive direction. I chiseled away another 4% off of the total debt mountain in April. That brings the total up to 60.3% accomplished in roughly 15 months.  I'll add that I also increased my savings (HSA and 401k) by 20% in the same time frame. Since my last update I opened up a Roth IRA account and started contributing 60% of a cost of living raise I received this spring. While paying down debt is the ultimate goal, I haven't sacrificed saving to a certain level. With my 401k, I save enough to get the match from my employer. With the HSA, I plan on maxing out it's potential this year to lower my taxable income.  I can do this while still dedicating a good amount to the debt payoff goal, and it will help build momentum to eventually shift a lot of attention to building savings once the consumer debt is gone. Progress graph: Minimal fitness: 60.84 miles moved, 33.8 cycled, 5 stren