I can't believe I'm 10 months into this. I just ended another 30 day budget cycle. The past 30 days went as planned. I've enjoyed budgeting, and I'm maybe a little too addicted to spreadsheets, graphs, and future projections.
My aggressive goal still holds - to be down to mortgage only debt in 17/18 months. I can definitely say that if things continue, Christmas 2020 will be one to remember ---- but, I won't deviate too far from enjoying the moment and taking this one step at a time. A lot can happen in 2 years.
I've never shared actual numbers, but since I've stopped putting this out to Facebook, and I'm down to a handful of followers who have stuck with this - why not open up.
I've gotten my non mortgage debt below $40k in the past 30 day cycle, a 10 month decrease of just over $16k. Certainly something to celebrate, but still a ways to go. It's now a part of my life, and something that won't waiver - I've realized that I enjoy a frugal lifestyle. I don't enjoy frivolous spending. It's one thing to not be cheap when it comes to what you buy, but realizing wants vs needs has been the best part of this journey. I enjoy less.
It's been easy to get in to a regretful mindset when considering how I handled money/budgeting in the past, but I realize that it isn't healthy and I move on quickly from those thoughts. I've never been one to be proud of my accomplishments, but sitting here typing this I'm thankful that I got to the point where I gave our finances the respect it needed, and I believe that in two years we will be in a favorable place.
Frugal fitness - I've been under the weather this week, and only got one run in - a 4.2 miler.
To the weekend!
My aggressive goal still holds - to be down to mortgage only debt in 17/18 months. I can definitely say that if things continue, Christmas 2020 will be one to remember ---- but, I won't deviate too far from enjoying the moment and taking this one step at a time. A lot can happen in 2 years.
I've never shared actual numbers, but since I've stopped putting this out to Facebook, and I'm down to a handful of followers who have stuck with this - why not open up.
I've gotten my non mortgage debt below $40k in the past 30 day cycle, a 10 month decrease of just over $16k. Certainly something to celebrate, but still a ways to go. It's now a part of my life, and something that won't waiver - I've realized that I enjoy a frugal lifestyle. I don't enjoy frivolous spending. It's one thing to not be cheap when it comes to what you buy, but realizing wants vs needs has been the best part of this journey. I enjoy less.
It's been easy to get in to a regretful mindset when considering how I handled money/budgeting in the past, but I realize that it isn't healthy and I move on quickly from those thoughts. I've never been one to be proud of my accomplishments, but sitting here typing this I'm thankful that I got to the point where I gave our finances the respect it needed, and I believe that in two years we will be in a favorable place.
Frugal fitness - I've been under the weather this week, and only got one run in - a 4.2 miler.
To the weekend!
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