With most goals, I always suggest people find a small accountability group for support. It's often said that our behaviors can be strongly influenced by the 6 closest people in our lives.
According to a survey done by the investment app Acorns, talking about money isn't something that people like to do. I dare say many find it taboo. A statistic shared by Acorns is that 68% of people would rather talk about their weight than talk about their financial situation.
One side benefit of sharing this journal, is I have found others that are on a similar journeys. Having people to discuss things with and hold you accountable (whether directly or passively) can help with motivation. Finding someone who has practiced the behaviors you're working on for a good duration of their life can serve as a great mentor, whether you actually designate that person with such a title or not.
Whatever life goals you have, find a tribe of like minded individuals. Guard against people who could be pushing you to act in ways that don't line up with your goals.
I hope your week has been going well.
Accountability is key for success in this situation. Our spouses can hold us accountable in our marriage, a loving friend can for those that aren't married. This blournal helps hold you, D, accountable as you share your journey out of debt with your peers and a others who find this blog. Talking openly with our spouses and peers is really the best way to grow our financial muscles and encourage positive change in each other. If we want to develop our social skills we don't stay holed up in our homes and we shouldn't do the same talking about our finances.
ReplyDeleteOne of the surprising changes I have experienced in my journey is my relationship with my spouse has never been stronger or more transparent. When you agree on where you money is to be used and set clear financial goals you are setting the coarse for your life choices and life goals as a couple.
You sound really passionate about your financial journey and as you stated most people don't like to talk about their finances. I hope sharing your success stories, along with the trials and tribulations that you face can open up that conversation and inspire more people to change their future.
Thank you for your comment. Open communication and developing honest expectations, in any relationship, can fuel tremendous growth in people. I think everyone has a desire to be heard, which requires someone to actively listen (which would be a deep conversation in and of itself!)
DeleteI'm happy you have that relationship with your spouse, and thank you for reading.